>> reporter: a bill that's weighed down by the extras like texting and data. how much are you instagraming, sweetie? >> every two hours. >> reporter: every two hours? and grandma, you look like you are probably texting all the time, right? >> oh, yeah, sure. >> reporter: we're going to cut down phil's cost without cutting down on his family time. >> when i see this bill, i'm not happy about it. >> reporter: enter our insider, todd dunphy. for years, he worked with verizon, but he left to help families wipe out what he calls wireless waste. so, here's how phil can shrink his bill. tip one, let free web sites figure it out for you. on todd's site, you can make sure your plan is a perfect fit. all you have to do is plug in your phone number. >> we look at all the usage and charges and then we compare it to what's available. >> reporter: phil but buying eight gigs of data a month, but only using 2 1/2, and by bundling talking and texting in one new plan, he could save big. nearly $1,200 a year. >> holy mamma jamma.